Dinar Investor – Jeff …there are two things that have to happen for the rate to change. The first one is Iraq must finish the formation of the government…they’ve put that into hyper-speed since the demonstrations …There’s a good chance they could have that done by the end of the year…they just have to get the proxies out and do a cabinet reshuffle…the other thing we are waiting on is the 2020 budget. The reason why? First off lots of monies in this 2020 budget being utilized for the rate change…it will have Article 140 in it. HCL, those are monies that will be given back to the citizens…they could finish the budget around February…